Services
Group Benefits That Are Right For Your Business
Our mission is simple: we design and manage benefit plans that cost you less and keep your team healthier and happier.
why work with us
What Sets Us Apart
1. Proudly independent. No quotas. No preferred carriers. Unlike other brokers who funnel clients to 2-3 insurers to maximize their profits, we have zero carrier quotas. For every client, we approach the full market and recommend whoever offers the best value, even if it means more work for us.
2. Built for SME’s. We serve companies with up to 500 employees. While other brokers treat you like small fry, we know the carriers who actually compete in your market, the plan designs that work at your size, and we deliver enterprise level service without the enterprise overhead.
3. Renewals get negotiated down. Claims actually get paid. When disability claims get denied or high-cost drugs aren’t covered, we don’t give up. We know exactly which policy clauses to cite and which carrier relationships to leverage. At renewal, we’ve saved clients tens of thousands by catching pricing errors and challenging unjustified increases. You get someone who knows how insurers actually make decisions, not just how they say they do.
4. Proactive, not reactive. We track your claims monthly and flag issues before renewal: no surprises, no panic. We also help you communicate benefits strategically to your team so your employees actually understand and value what they have.
employee group benefits
Whether your benefit plan is experience-rated, pooled, or self-funded, we will help you choose the right option that’s aligned with your budget and your business goals.
healthcare and wellness spending accounts
Healthcare and Wellness Spending Accounts offer flexible options and can be set up on their own or as an add-on to your existing group benefits plan.
MENTAL HEALTH STRATEGIES AND SOLUTIONS
Support your team’s mental health with initiatives that can be set up on their own or as part of your existing benefits package (often at no extra cost)
virtual health solutions
In today’s digital world, virtual health support has become essential. Find a virtual health program that works for your needs and budget.
personal coverage and executive benefits
Ensuring that your personal insurance coverage is seamlessly coordinated with your group benefits plan. Business owners and executives’ needs can be different and it’s important to ensure appropriate protection for you and your family.
flexible benefits
Did you know that you can get a flex plan, even if you are a small business? Flex plans are an excellent way to put your plan members in the driver’s seat when it comes to choosing their employee group benefits, all while keeping your budget under control.
process
What Working Together Looks Like
Step 1: discovery
The first step is to get to know you and your business, and what you’re looking for when it comes to benefits for yourself and your team.
step 2: plan review
We will thoroughly review and analyze your existing benefits to ensure there are no gaps and identify ways to reduce any risks or liabilities that your business may be facing.
step 3: market analysis
Market analysis involves obtaining quotes from multiple insurance carriers to determine how competitive your benefit premiums are today.
step 4: recommendations
Recommendations are based on the results of the market survey & an objective analysis of the results.
step 5: implementation
Support in every step of the way to assist with the implementation of any plan changes that you may decide to go with.
Step 6: plan monitoring and renewal management
Continuously monitor your plan performance, provide regular reporting, and negotiate your renewals to ensure that your benefits continue to meet your needs and your budget.
Get In Touch
ir group benefits
Burnaby, BC